Find a solution that best suits your needs

There are hundreds of home loan products on the market and it is important that you find a solution that best suits your needs, budget and personal requirements.

You can expect us to identify which products are most suitable for you and to help you choose the correct solution. We also provide ourselves on our ability to get your loan settled and will assist you with collecting your documentation and preparing your application. We have extensive experience in all things lending, including:

First Home Buyers

A home buyer can obtain financing (a loan) either to purchase or secure against the property from a financial institution via a mortgage broker (that’s what we do!). Features of mortgage loans such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan and other characteristics can vary considerably. It’s always best to speak with a mortgage broking professional to determine the loan that is right for you.

Investment Loans

Investment loans are structured in a specific way that allows you to make the most of your assets! An investment plan is one that works toward building your wealth and securing your financial freedom. For some, the future may seem a long way off, but the time to act is now because the future waits for no one. The housing market is generally a seven to ten year cycle: there are always highs, lows and steady patches.

Commercial Loans

Due to expensive upfront costs and regulation related hurdles, smaller businesses do not typically have direct access to the debt and equity markets for financing purposes. Therefore, they must rely on financial institutions to meet their financing needs. Commercial Loans are renewable loans used to finance a company’s immediate working capital needs. These can be large or small scale and usually operate short-term.

Standard variable & fixed rate loans

The variable rate loan offers more features and flexibility than the basic or “no frills” loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period – usually one to five years. The advantage of allowing you to organise your finances and repayments without the risk of rising interest rates is offset by the disadvantage of not benefiting from a drop in rates.

Honeymoon Loans

A loan with lower repayments for the first six to twelve months is often called a Honeymoon Loan. After the ‘honeymoon’ the loan becomes a standard variable loan and the repayments increase. Make sure that you can meet the higher repayments for the remainder of the loan. You could also be faced with a fee at the end of the honeymoon period to switch to another loan type.

Bridging Loans

A bridging loan may be necessary to cover the financial gap when buying one property before the existing one is sold. This finance is generally secured against your property as you are utilising the equity in your existing property. Usually, bridging loans are short term and more expensive than other types of loans.


We also specialise in helping you secure your loan and financial freedom by offering risk and life insurance. Through our valued partnership arrangement with an insurance brokerage firm, we are able to offer our clients a range of different insurance opportunities. This service offers free consultation – so even if you are happy with your current insurer for your home, business or any other insurance requirement, call the office for a second opinion on price and cover.

Vehicle & Equipment Finance

We offer affordable vehicle finance solutions for cars, boats, motorbikes, jet skis and other registrable items. A secured loan is where the asset you are purchasing is taken by the lender as security for the loan, often allowing you to receive lower interest rates in return. Secured loans (Consumer Mortgages) are designed for people buying for private use. We can arrange finance for consumer car loans & commercial car loans. Our products also include Leasing, Hire Purchase and Chattel Mortgage for businesses and loans are available for vehicles that are used at least 50% for business use.

Our Network

We work with a large, respected network of specialists to add to the depth of advice and specialty knowledge we share with you: property conveyancing, accountants, financial planners, property advisers, general insurance specialists and lawyers.